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Rules for Halifax unsecured loans


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Written on: 03.01.2010 [18:11]
Amelie
Amelie
Topic creator
Posts: 2
I am a home owner but I don’t want to risk my house, seeing as I have paid of my mortgage, on a secured loan. What are the rules and regulations regarding Halifax unsecured loans? Am I still able to get an unsecured loan even if I own property? Does this even get mentioned when you apply for a loan?
Written on: 08.01.2010 [23:49]
Hayden
Hayden
Posts: 2
I doubt you would be able to. I mean they would ask you why you are not willing to secure your house, and that may seem dodgy, it may seems as if you are planning to not pay it back somehow. I think so anyway :-S I would think that way. Why don’t you want to secure your home? I mean if the loan isn’t for that much, seeing as you have paid off your mortgage I am guessing you don’t have money difficulties so why wouldn’t you want to secure your loan. Plus aren’t the rates cheaper that way.
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