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Help getting personal loans for tenants!


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Written on: 29.10.2009 [17:07]
Zoe
Zoe
Topic creator
Posts: 1
What can I say to improve my chances of approval for personal loans? For tenants in council houses it's always difficult... and I need the money so I need to get approval!
Written on: 02.11.2009 [10:20]
Janka
Janka
Posts: 4
The best thing you can do is to ensure that you're well prepared for everything that the insurer could ask you! You'll need to give a good reason as to why the loan is necessary (holiday will not suffice!) and give details of how you plan to pay the loan back. If you haven't already checked your credit record, do so now. It's the first thing that the lenders will do, and it's a good idea to know what is written on yours before you realise they've refused your loan request due to a mistake on your record! If your record isn't great, try and think of how you can explain to the lender that you are worth taking a chance on, or work on improving it before you make the request...
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  • Written on: 17.11.2009 [11:52]
    Abigail
    Abigail
    Posts: 1
    How much money do you need? Is it really urgent? Could you not just put some money to one side each month for a few months so you have a base and then try and borrow the rest? Plus if you save more and you have a bit of money in your account you might be able to contact your back for a loan as they will see what has been happening on your account and might be more likely to lend to you.
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