Yorkshire building society rates cut again, should I apply now?

Author	Message
Written on: 26.01.2010 [09:26]
Nicy Nicy Topic creator Posts: 3	I have been planning to get a mortgage for a while now and have been looking around properties etc but haven’t found the perfect place yet. I don’t really know how it goes but I was wondering how to go about it. I have seen that Yorkshire building society rates have been cut again on first time buyer fixed rate mortgages and I want to get the best deal possible. Should I wait until I find the property as I wont know how much of a mortgage I need until I do, but I am worried that I will miss out on a great deal.
Written on: 31.01.2010 [18:24]
Preston Preston Posts: 3	People often do find the property first and then apply for the mortgage but I have never understood this philosophy, why would you look around house that you don’t even know if you can afford. It seems more appropriate to get the mortgage status confirmed and then look.
Also very interesting: Putting the mortgage early repayment calculator into practice! How can I research the very best mortgages online? Can I have my Alliance and Leicester interest rate for my mortgage reduced? Is poor credit a problem looking for mortgages online / quote for a mortgage? Security issues applying for mortgages on line? How much am I risking with a guarantor mortgage agreement? Are self cert remortgages the right option for the self-employed? Can I still get a 100% mortgage? How do I remortgage online? What are the new 100% mortgages deals for first time buyers?
Written on: 02.02.2010 [18:12]
Alicia Alicia Posts: 6	This is true, I agree. Apply now and take advantage of the good deal, plus that way you have a more realistic idea of what your budget is and wont waste time looking outside of your range. Make an appointment and see what happens. Good luck!