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What are the T&C’s to the joint account Halifax offers?

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Written on: 10.11.2009 [12:34]
Topic creator
Posts: 4
I have two accounts with Halifax: one a single current account and one a joint account. Halifax has said that I need to pay back my overdraft from my current account and they have given me a specific time to pay it back. If they don’t agree to let me have a bit more time, can they access my joint account and take the money from there? Do they have the right to do such a thing?
Written on: 13.11.2009 [16:16]
Posts: 5
Yes, it is normally in their terms and conditions that they can withdraw the funds from other accounts if possible. That’s the problem with overdrafts, they are all repayable upon request. It doesn’t happen so often but when it does it sucks.

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