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Both applicants credit checked for a joint account? (Citibank in particular)


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Written on: 06.11.2009 [17:01]
McMillan
McMillan
Topic creator
Posts: 2
I have had some trouble opening an account as I have poor credit history and was just wondering if my cousin and I were to both apply would they credit-check both of us for a joint account? Citibank is the one we want to apply for, and thought that as you can apply online perhaps it would be easier? Is there a way to apply so that he opens an account and then I get added on? That way I wont be checked will I?
Written on: 12.11.2009 [15:54]
Holden
Holden
Posts: 2
My advice would be not to even bother opening an account with someone else. It will affect both of you in the long run and I am sure you dont want to do that to your cousin. Just wait a while build up your own credit then apply for your own account. Go in to a few banks and if you can prove that you have made progress somehow I am sure someone will let you after a while.




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