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Can I claim back Yorkshire bank overdraft interest charges?


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Written on: 29.01.2010 [21:00]
Mia
Mia
Topic creator
Posts: 3
I was so happy to hear that I was able to claim back the charges that I was left with when I went in to my overdraft but I was just thinking back and wondering will I also be able to claim back the Yorkshire bank overdraft interest charges that were added for every month that I couldn’t pay back the charges?
Written on: 05.02.2010 [21:41]
Rhodes
Rhodes
Posts: 3
No I doubt it, was it an arranged overdraft?
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  • Written on: 06.02.2010 [20:46]
    Mia
    Mia
    Topic creator
    Posts: 3
    Yes it was, but what difference does that make?
    Written on: 07.02.2010 [19:45]
    Rhodes
    Rhodes
    Posts: 3
    A huge difference, it means that the charges are charges that you agreed to at the very beginning. The reason that people get to claim back money from charges is that they are not lawful, but interest charges are :-S
    Written on: 08.02.2010 [08:01]
    Baxter
    Baxter
    Posts: 3
    I thought there was a way around it, but only if you used no money at all from you overdraft as you can prove that the interest charges are solely due to the charges they caused. But if you were already overdrawn then it is hard to prove how much interest is due to the charges and actually because of your money. icon_frown.gif Just be happy you got the charges back at least!!!!