Student Accounts

Student Accounts are bank or building society accounts designed specifically for use by students, or those in full or part-time education. Most banking institutions offer student accounts. Usually, a student account will consist of a current account with the option of an overdraft facility, a credit card and advice from a banking advisor. Often student accounts will be marketed with membership rewards such as a free student rail card or discounted cinema tickets. Most student account providers will pay a basic rate of interest on the account balance, but this rate is rarely very generous. However, most accounts will not charge extortionate fees for going overdrawn because students are expected to run into some money management difficulties.


For more details of student accounts, see:

• Types of Student Account
• Student Account Benefits
• Fund Access
• Additional Services and Charges
• Student Account Security
• Terms & Conditions
• Advantages & Disadvantages