Regular Savers Accounts Calculator
| Provider/Product |
AER |
Savings |
Min./Max. Deposit |
Additional |
Details |
| Norwich & Peterborough BS |
5.00% |
£1,337.50 |
£1.00/£250.00 |
This account has a 12 month therm. Withdrawals only allowed upon maturity |
 Details |
| Barclays Bank |
3.03% |
£1,322.73 |
£20.00/£250.00 |
This account has a 12 month term. Withdrawals will incur penalties |
Details |
| Saffron BS |
2.65% |
£1,319.88 |
£10.00/£500.00 |
1 withdrawal allowed without penalty |
Details |
| Teachers BS |
2.60% |
£1,319.50 |
£10.00/£250.00 |
This is a bonus offer. The AER will change from 2.60% to 1.60% after 12 months. 1 withdrawal allowed without penalty |
Details |
| Halifax |
2.60% |
£1,319.50 |
£5.00/£500.00 |
1 withdrawal allowed without penalty |
Details |
| Monmouthshire BS |
2.35% |
£1,317.63 |
£20.00/£1,000.00 |
1 withdrawal allowed without penalty |
Details |
| Dunfermline BS |
2.00% |
£1,315.00 |
£1.00/£400.00 |
1 withdrawal allowed without penalty |
Details |
| Lloyds TSB |
2.00% |
£1,315.00 |
£25.00/£250.00 |
This accounts has a 12 month term. Unlimited withdrawals |
Details |
| Halifax |
2.00% |
£1,315.00 |
£25.00/£500.00 |
This account has a 12 month term. Withdrawals only allowed upon maturity |
Details |
| Earl Shilton BS |
1.75% |
£1,313.13 |
£10.00/£500.00 |
2 withdrawals allowed without penalty |
Details |
| Hanley Economics BS |
1.60% |
£1,312.00 |
£20.00/£500.00 |
5 withdrawals allowed without penalty |
Details |
| National Counties BS |
1.50% |
£1,311.25 |
£20.00/£500.00 |
2 withdrawals allowed without penalty |
Details |
| Nationwide BS |
1.35% |
£1,310.13 |
£100.00/£199.00 |
|
Details |
| Principality BS |
1.05% |
£1,307.87 |
£20.00/£1,000.00 |
1 withdrawal allowed without penalty |
Details |
| Derbyshire BS |
0.75% |
£1,305.63 |
£10.00/£1,000.00 |
1 withdrawal allowed without penalty |
Details |
| Tipton & Coseley BS |
0.75% |
£1,305.63 |
£10.00/£1,000.00 |
|
Details |
| Ipswich BS |
0.10% |
£1,300.75 |
£90.00/£250.00 |
This account has a 12 month term. Withdrawals only allowed upon maturity |
Details |
Norwich & Peterborough BS
|
| |
| Account |
| Product | Gold Regular Savings Account
| | Account Type | Regular Saving
| | Term/Maturity | 12 months
| | Min. Balance | £1
| | Max. Balance | £3,000
| | Access | Only on maturity
| | Availability | Branch, online, post
| | Standing Order Available | N/A
| | Direct Debit Available | N/A |
|
| |
| Interest |
| AER | 5.00%
| | Interest Type | Fixed
| | Interest Frequency | Annually
| | Interest Guarantees | None |
|
| |
| Withdrawals |
| Withdrawals per Year | Only on maturity |
|
| |
| Deposits |
| Further Deposits Required | Yes
| | Min. Deposit per Month | £1
| | Max. Deposit per Month | £250 |
|
| |
| Additional |
| ------ |
Barclays Bank
|
| |
| Account |
| Product | Monthly Savings
| | Account Type | Regular Saving
| | Term/Maturity | 12 months
| | Min. Balance | £20
| | Max. Balance | £3,000
| | Access | Instant
| | Availability | Branch, online, phone
| | Standing Order Available | Yes
| | Direct Debit Available | N/A |
|
| |
| Interest |
| AER | 3.25%
| | Interest Type | Fixed
| | Interest Frequency | Monhtly
| | Interest Guarantees | None |
|
| |
| Withdrawals |
| Withdrawals per Year | 0
| | Penalty | If you make a withdrawal the current month's interest rate will be 3.03% |
|
| |
| Deposits |
| Further Deposits Required | Yes
| | Min. Deposit per Month | £20
| | Max. Deposit per Month | £250 |
|
| |
| Additional |
| ------ |
Saffron BS
|
| |
| Account |
| Product | Premium Saver Account
| | Account Type | Regular Saving
| | Term/Maturity | Unlimited
| | Min. Balance | £10
| | Max. Balance | £100,000
| | Access | Instant
| | Availability | Branch, post
| | Standing Order Available | Yes
| | Direct Debit Available | N/A |
|
| |
| Interest |
| AER | 2.65%
| | Interest Type | Variable
| | Interest Frequency | Annually
| | Interest Guarantees | None |
|
| |
| Withdrawals |
| Withdrawals per Year | 1
| | Penalty | More than 1 withdrawal per year results in a charge equivalent to 180 days gross interest on the amount withdrawn |
|
| |
| Deposits |
| Further Deposits Required | Yes
| | Min. Deposit per Month | £10
| | Max. Deposit per Month | £500 |
|
| |
| Additional |
| ------ |
Teachers BS
|
| |
| Account |
| Product | Regular Saver
| | Account Type | Regular Saving
| | Term/Maturity | Unlimited
| | Min. Balance | £10
| | Max. Balance | £350,000
| | Access | Instant
| | Availability | Phone
| | Standing Order Available | Yes
| | Direct Debit Available | N/A |
|
| |
| Interest |
| AER | 2.60%
| | Interest Type | Variable
| | Interest Frequency | Annually
| | Interest Guarantees | None |
|
| |
| Withdrawals |
| Withdrawals per Year | 1
| | Penalty | If you make more than 1 withdrawal the interest rate will revert to the lowest Extra Ordinary Account rate the remainder of the calander year |
|
| |
| Deposits |
| Further Deposits Required | Yes
| | Min. Deposit per Month | £10
| | Max. Deposit per Month | £250 |
|
| |
| Additional |
| This is a bonus offer. The AER will change from 2.60% to 1.60% after 12 months |
Halifax
|
| |
| Account |
| Product | Monthly Saver with conditional bonus
| | Account Type | Regular Saving
| | Term/Maturity | Unlimited
| | Min. Balance | £5
| | Max. Balance | Unlimited
| | Access | Instant
| | Availability | Branch, online, phone
| | Standing Order Available | Yes
| | Direct Debit Available | N/A |
|
| |
| Interest |
| AER | 2.60%
| | Interest Type | Variable
| | Interest Frequency | Annually
| | Interest Guarantees | None |
|
| |
| Withdrawals |
| Withdrawals per Year | 1
| | Penalty | If you make more than 1 withdrawal per year the interest rate will be 0.10% |
|
| |
| Deposits |
| Further Deposits Required | Yes
| | Min. Deposit per Month | £5
| | Max. Deposit per Month | £500 |
|
| |
| Additional |
| One-off lump sum of up to £1.000 allowed upon opening |
Monmouthshire BS
|
| |
| Account |
| Product | Saver Plus
| | Account Type | Regular Saving
| | Term/Maturity | Unlimited
| | Min. Balance | £20
| | Max. Balance | Unlimited
| | Access | Instant
| | Availability | Branch, online, post
| | Standing Order Available | No
| | Direct Debit Available | Yes |
|
| |
| Interest |
| AER | 2.35%
| | Interest Type | Variable
| | Interest Frequency | Annually
| | Interest Guarantees | None |
|
| |
| Withdrawals |
| Withdrawals per Year | 1
| | Penalty | If you make 2-3 withdrawals per year the interest rate will be 1.00%. If make more than 3 withdrawals the account will be closed |
|
| |
| Deposits |
| Further Deposits Required | Yes
| | Min. Deposit per Month | £20
| | Max. Deposit per Month | £1,000 |
|
| |
| Additional |
| ------ |
Dunfermline BS
|
| |
| Account |
| Product | Monthly Saver
| | Account Type | Regular Saving
| | Term/Maturity | Unlimited
| | Min. Balance | £1
| | Max. Balance | Unlimited
| | Access | Instant
| | Availability | Branch, post
| | Standing Order Available | Yes
| | Direct Debit Available | N/A |
|
| |
| Interest |
| AER | 3.75%
| | Interest Type | Variable
| | Interest Frequency | Annually
| | Interest Guarantees | None |
|
| |
| Withdrawals |
| Withdrawals per Year | 1
| | Penalty | If you make more than 1 withdrawals the interest rate will be 1.05% |
|
| |
| Deposits |
| Further Deposits Required | Yes
| | Min. Deposit per Month | £1
| | Max. Deposit per Month | £400 |
|
| |
| Additional |
| You have to use standing order or else the interest rate will be 1.05% |
Lloyds TSB
|
| |
| Account |
| Product | Monthly Saver
| | Account Type | Regular Saving
| | Term/Maturity | 12 months
| | Min. Balance | £25
| | Max. Balance | £3,000
| | Access | Instant
| | Availability | Branch, online, phone
| | Standing Order Available | Yes
| | Direct Debit Available | N/A |
|
| |
| Interest |
| AER | 2.00%
| | Interest Type | Fixed
| | Interest Frequency | Annually
| | Interest Guarantees | None |
|
| |
| Withdrawals |
| Withdrawals per Year | Unlimited |
|
| |
| Deposits |
| Further Deposits Required | Yes
| | Min. Deposit per Month | £25
| | Max. Deposit per Month | £250 |
|
| |
| Additional |
| ------ |
Halifax
|
| |
| Account |
| Product | Regular Saver
| | Account Type | Regular Saving
| | Term/Maturity | 12 months
| | Min. Balance | £25
| | Max. Balance | £6,000
| | Access | Instant
| | Availability | Branch, online, phone
| | Standing Order Available | Yes
| | Direct Debit Available | N/A |
|
| |
| Interest |
| AER | 2.00%
| | Interest Type | Fixed
| | Interest Frequency | Annually
| | Interest Guarantees | None |
|
| |
| Withdrawals |
| Withdrawals per Year | Only on maturity
| | Penalty | If you miss 1 monthly payment the account will be closed |
|
| |
| Deposits |
| Further Deposits Required | Yes
| | Min. Deposit per Month | £25
| | Max. Deposit per Month | £500 |
|
| |
| Additional |
| ------ |
Earl Shilton BS
|
| |
| Account |
| Product | Regular Monthly Saver
| | Account Type | Regular Saving
| | Term/Maturity | Unlimited
| | Min. Balance | £10
| | Max. Balance | £50,000
| | Access | Instant
| | Availability | Branch
| | Standing Order Available | Yes
| | Direct Debit Available | N/A |
|
| |
| Interest |
| AER | 1.75%
| | Interest Type | Variable
| | Interest Frequency | Annually
| | Interest Guarantees | None |
|
| |
| Withdrawals |
| Withdrawals per Year | 2
| | Penalty | If you miss 1 monthly payment the account will be closed |
|
| |
| Deposits |
| Further Deposits Required | Yes
| | Min. Deposit per Month | £10
| | Max. Deposit per Month | £500 |
|
| |
| Additional |
| ------ |
Hanley Economics BS
|
| |
| Account |
| Product | Branch Regular Saver
| | Account Type | Regular Saving
| | Term/Maturity | Unlimited
| | Min. Balance | £20
| | Max. Balance | £500,000
| | Access | Instant
| | Availability | Branch, post
| | Standing Order Available | N/A
| | Direct Debit Available | Yes |
|
| |
| Interest |
| AER | 1.60%
| | Interest Type | Variable
| | Interest Frequency | Annually
| | Interest Guarantees | None |
|
| |
| Withdrawals |
| |
| |
| Deposits |
| Further Deposits Required | Yes
| | Min. Deposit per Month | £20
| | Max. Deposit per Month | £500 |
|
| |
| Additional |
| ------ |
National Counties BS
|
| |
| Account |
| Product | Monthly Saver
| | Account Type | Regular Saving
| | Term/Maturity | Unlimited
| | Min. Balance | £20
| | Max. Balance | £1,000,000
| | Access | Instant
| | Availability | Branch, online, phone, post
| | Standing Order Available | N/A
| | Direct Debit Available | Yes |
|
| |
| Interest |
| AER | 1.50%
| | Interest Type | Variable
| | Interest Frequency | Monthly/Annually
| | Interest Guarantees | None |
|
| |
| Withdrawals |
| |
| |
| Deposits |
| Further Deposits Required | Yes
| | Min. Deposit per Month | £20
| | Max. Deposit per Month | £500 |
|
| |
| Additional |
| ------ |
Nationwide BS
|
| |
| Account |
| Product | Regular Savings
| | Account Type | Regular Saving
| | Term/Maturity | Unlimited
| | Min. Balance | £1
| | Max. Balance | £2,000,000
| | Access | Instant
| | Availability | Branch, online, phone
| | Standing Order Available | Yes
| | Direct Debit Available | N/A |
|
| |
| Interest |
| AER | 1.65%
| | Interest Type | Variable
| | Interest Frequency | Monthly |
|
| |
| Withdrawals |
| Withdrawals per Year | Unlimited |
|
| |
| Deposits |
| Further Deposits Required | Yes
| | Min. Deposit per Month | £1
| | Max. Deposit per Month | £250 |
|
| |
| Additional |
| |
Principality BS
|
| |
| Account |
| Product | Monthly Saver
| | Account Type | Regular Saving
| | Term/Maturity | Unlimited
| | Min. Balance | £20
| | Max. Balance | Unlimited
| | Access | Instant
| | Availability | Branch, post
| | Standing Order Available | N/A
| | Direct Debit Available | N/A |
|
| |
| Interest |
| AER | 1.05%
| | Interest Type | Variable
| | Interest Frequency | Annually
| | Interest Guarantees | None |
|
| |
| Withdrawals |
| Withdrawals per Year | 1
| | Penalty | If you make more than 1 withdrawal or miss 1 monthly payment you will recieve the interest equivalent to the lowest tier on the Instant Access Account for the whole year |
|
| |
| Deposits |
| Further Deposits Required | Yes
| | Min. Deposit per Month | £20
| | Max. Deposit per Month | £1,000 |
|
| |
| Additional |
| ------ |
Derbyshire BS
|
| |
| Account |
| Product | Regular Savings
| | Account Type | Regular Saving
| | Term/Maturity | Unlimited
| | Min. Balance | £10
| | Max. Balance | £1,000,000
| | Access | Instant
| | Availability | Branch, post
| | Standing Order Available | N/A
| | Direct Debit Available | N/A |
|
| |
| Interest |
| AER | 0.75%
| | Interest Type | Variable
| | Interest Frequency | Annually
| | Interest Guarantees | None |
|
| |
| Withdrawals |
| Withdrawals per Year | 1
| | Penalty | When you make a withdrawal interest rate is reduced by 0.65% |
|
| |
| Deposits |
| Further Deposits Required | Yes
| | Min. Deposit per Month | £10
| | Max. Deposit per Month | £1,000 |
|
| |
| Additional |
| ------ |
Tipton & Coseley BS
|
| |
| Account |
| Product | Regular Saver
| | Account Type | Regular Saving
| | Term/Maturity | Unlimited
| | Min. Balance | £10
| | Max. Balance | £500,000
| | Access | 7 days notice
| | Availability | Branch, post
| | Standing Order Available | Yes
| | Direct Debit Available | N/A |
|
| |
| Interest |
| AER | 0.75%
| | Interest Type | Variable
| | Interest Frequency | Annually
| | Interest Guarantees | None |
|
| |
| Withdrawals |
| Withdrawals per Year | 3
| | Penalty | If you make more than 3 witthdrawala or miss 1 monthly payment per year the balance will be transfered to an instant access account with lower rate |
|
| |
| Deposits |
| Further Deposits Required | Yes
| | Min. Deposit per Month | £10
| | Max. Deposit per Month | £1,000 |
|
| |
| Additional |
| |
Ipswich BS
|
| |
| Account |
| Product | Target Saver 4
| | Account Type | Regular Saving
| | Term/Maturity | 12 months
| | Min. Balance | £90
| | Max. Balance | £3,000
| | Access | Only on maturity
| | Availability | Branch, post
| | Standing Order Available | Yes
| | Direct Debit Available | N/A |
|
| |
| Interest |
| AER | 0.10%
| | Interest Type | Variable
| | Interest Frequency | Annually
| | Interest Guarantees | None |
|
| |
| Withdrawals |
| Withdrawals per Year | Only on maturity |
|
| |
| Deposits |
| Further Deposits Required | Yes
| | Min. Deposit per Month | £90
| | Max. Deposit per Month | £250 |
|
| |
| Additional |
| ------ |
