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  1. Home
  2. Insurance
    1. Health Insurance
    2. Life Insurance
    3. Home Insurance
    4. Car Insurance
    5. Travel Insurance
    6. Wedding Insurance
    7. Pet Insurance
    8. Business Insurance
    9. Unemployment Insurance
    10. Funeral Insurance
    11. Body Insurance
  3. Financing
    1. Credit Cards
    2. Debit Cards
    3. Mortgages
    4. Personal Loans
    5. Student Loans
    6. Car Loans
    7. Business Loans
  4. Investment
    1. Current Accounts
    2. Savings Accounts
    3. Stock Market Linked
    4. Tax-Free Savings Accounts
    5. Long-Term Savings
    6. Joint Accounts
    7. Student Accounts
    8. Investment Accounts
    9. Lottery Accounts
  5. Pensions
    1. Planning for Retirement
    2. State Pensions
    3. Non-State Pensions
    4. Pension Protection
  6. Service
    1. European Rental Guide
    2. Student Life in the UK
    3. Visiting a Doctor in the EU
    4. Opening a Bank Account in the EU
    5. Guide
    6. Money Management for Students
    7. About MONETOS
    8. Resources

Savings Certificates

National Savings and Investments, or NS&I, is a savings and investment service backed by Her Majesty's Treasury. They offer a range of investment options, including savings certificates. These investment certificates come in two varieties: fixed interest and index-linked. They are fully guaranteed by the Treasury and are tax-free. They are offered for fixed-investment terms of two, three or five years and allow a minimum of one hundred pounds and a maximum of fifteen thousand pounds to be invested. They differ in their security and their potential for capital growth.

Savings Certificates are explained in detail in Tax-Free Savings: see Savings Certificates (NS&I).

  1. Insurance
    1. Health Insurance
    2. Life Insurance
    3. Home Insurance
    4. Car Insurance
    5. Travel Insurance
    6. Wedding Insurance
    7. Pet Insurance
    8. Business Insurance
    9. Unemployment Insurance
    10. Funeral Insurance
    11. Body Insurance
  2. Financing
    1. Credit Cards
    2. Debit Cards
    3. Mortgages
    4. Personal Loans
    5. Student Loans
    6. Car Loans
    7. Business Loans
  3. Investment
    1. Current Accounts
    2. Savings Accounts
    3. Stock Market Linked
    4. Tax-Free Savings Accounts
    5. Long-Term Savings
      1. Long-Term Savings Options
      2. Bonds & Gilts
      3. Pensions
      4. Savings Certificates
      5. Individual Savings Accounts / ISAs
      6. Advantages & Disadvantages
    6. Joint Accounts
    7. Student Accounts
    8. Investment Accounts
    9. Lottery Accounts
  4. Pensions
    1. Planning for Retirement
    2. State Pensions
    3. Non-State Pensions
    4. Pension Protection
  5. Service
    1. European Rental Guide
    2. Student Life in the UK
    3. Visiting a Doctor in the EU
    4. Opening a Bank Account in the EU
    5. Guide
    6. Money Management for Students
    7. About MONETOS
    8. Resources