Introduction

Pet insurance is a contract that you make with an insurance company, in which they agree to cover certain unexpected costs which may arise as a result of owning a pet. A number of things could be covered, including the pet's accidental death, injury or illness as well as emergency visits to the vet. You may choose to take out a more comprehensive policy which offers additional benefits, such as cover if you travel overseas and emergency pet boarding fees.

There are a number of pet insurance providers who offer a range of policies for a wide variety of pets. In the UK, dog and cat insurances are the most popular, but you can insure almost any type of pet, from ferrets to iguanas.

The cost of pet insurance depends on a number of factors. These factors may include: type of pet; its breed, age and sex, where you live and the level and type of cover you choose. These factors affect the likelihood that you will make an expensive claim and the price you pay for the insurance reflects this.

Making a claim from your pet insurance policy is relatively simple. Your insurer will provide you with a dedicated helpline number on which to discuss and register your claim. You should bear any exclusions that apply in mind and follow the special conditions set out in your policy's documentation.