Landlord (Buy-to-Let) Insurance

Landlord (buy-to-let) insurance tailors your home insurance policy to your needs as a proprietor. Often, if you rent out your house, you will not have many of your own items within the property. This means that the value of the contents cover you require is less and you are entitled to a reduction in your premium as a result.

Most insurance providers will give you the flexibility to choose whether you need contents insurance at all. Additional benefits of landlord insurance may include:

• Home Emergency Assistance Cover - covers the cost of repairing electrics, heating, hot water supply, plumbing or drainage within your property
  
  
• Legal Expenses Cover – covers certain legals costs incurred by being the landlord, such as evicting a tenant, a property dispute or a court case
  
  
• Legal Liability Cover – covers you if you become legally required to pay compensation to a person or their family who accidentally dies or is injured as a result of an aspect of your property / your ownership of the property
  
  
• Guaranteed Rent – protects you if your tenant fails to pay rent
  
  
• Several Properties – allows you to insure a number of properties which you rent out under one policy.