Specialised Car Insurance

The car insurance market is highly competitive; the thousands of drivers on Britain's roads are all required to purchase car insurance, and finding good cover at low cost has become a priority. In order to win custom, insurers aim to make their policies more appealing than those of other providers by cutting prices and offering specific benefits. Policies will always be a variation on Third Party, Third Party Fire and Theft or Comprehensive insurance policies, but the specific terms of the policy can differ, and there may be specific customer benefits, such as personal possession cover.

Most insurance providers offer car insurance tailored to the type of vehicle that you drive, such as van insurance or motorbike insurance. This enables you to ensure that your vehicle's specific risks and requirements are covered by your insurance policy. There are also a range of insurance providers offering policies tailored to the driver's profile, such as insurance for young or old drivers, men or women and drivers who rarely use their car. Each specialised policy is aimed at offering a more personalised insurance deal, since insurers take the driver, vehicle and its use into consideration. This tends to reduce the cost of car insurance, because you are no longer purchasing 'one policy fits all' cover, but rather paying for insurance designed to specifically protect you and your vehicle.

For more details of specialised insurance options, see:

• Pay-As-You-Go Insurance
• Van Insurance
• Lorry / Haulage Insurance
• Motorbike / Scooter Insurance
• Caravan Insurance
• Fleet Insurance