Table of Comparison

 

Although insurance policies vary between insurers, there are general items which are always covered by a particular type of insurance policy. The following table highlights this:



Event

TP

TPFT

FC

Death or injury to third parties

X

X

X

Damage to third parties' property

X

X

X

Damage to your car caused by you

 

 

X

Damage, destruction or loss as a result of fire or theft to your car

 

X

X

Injury to you

 

 

X*

Car radio stolen

 

 ~

X

Loss of personal property from the car

 

 #

X

Windscreen or windows repair or replacement

 

 

X

 

 

Key:

TP :  Third Party
TPFT :  Third Party Fire and Theft
FC :  Fully Comprehensive
* :  some policies may exclude this
# :  some TPFT policies may include this cover if the loss is due to fire or theft
~ :  some TPFT policies may include this