Car Insurance Cover
Car insurance can cover a range of liabilities: your car, yourself, your passengers, the general public and their property. If you wish to drive abroad, then all UK policies will insure you at least at the minimum legal level required in that country. However, you should ensure that you make adequate preparations for driving abroad; certain aspects, such as extending your cover, must be considered to avoid any nasty surprises later on.
There are certain things that a car insurance policy would never cover; these are known as the 'exclusions'. Generally, there are two 'types' of exclusion; General Exclusions and Own Damage Exclusions. The first includes such things as driving your car for purposes other than those allowed in your policy schedule, whilst the latter will include such things as wear, tear and depreciation.
For more details of the cover provided by car insurance, see: