Terms & Conditions
Although most UK adults own a credit card, the application process can be confusing; there are certain restrictions, terms and conditions to bear in mind. Each credit card provider is different: for example, you may find that some providers are willing to lend to people who have never had a credit card before, whilst others are not. Ensure that you obtain a copy of the terms and conditions that would apply to your credit card before making a final decision.
For more details about typical terms and conditions, see:
